Why Investing Early in Life Matters
Until I discovered the concept of FIRE at around the age of 24, my life was on track to becoming pretty ‘normal’. What is normal anyway? I guess it’s what the majority of the people around you are...
View ArticleWhy Using Equity In Your Home Is Dumb
Over the past couple of years I have discovered a growing trend that a number of people seem to be doing. It goes something like this, “We only want to invest AFTER we have finished paying off our...
View ArticleRent or Buy?
“Are you still renting? Why don’t you buy yourself a house already. Rent money is DEAD MONEY!” If you rent, I’m sure you have come across one of these people at least once in your life. And it’s most...
View ArticlePodcast – Ben Everingham: The Stars Align In Paris…
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View ArticlePodcast – Mad Fientist
Subscribe on Itunes Subscribe on SoundCloud Summary I have been following today’s guest for a few years now. He is one of my favourite FI bloggers and has recently hit financial independence in...
View ArticlePay Less Tax Part 2- Salary Sacrifice
Part two of my Pay Less Tax series which focuses on various strategies for lowering the amount of tax you pay here in Australia. You can check out Part One – Buying Assets In A Trust if you missed it....
View ArticleRentvesting
What a horrible mash-up of words. Rentvesting? Rent-Investing? Rentvestor? Yuck! While the term itself doesn’t sit well with me, the underlying principles defiantly do and I think a ton of...
View ArticleP2P Lending
P2P lending is a topic I have been wanting to do for a long time but I never had the experience or expertise to write about it. I’m the kinda guy that actually likes to do something before I claim...
View ArticleHow to buy ETFs
If you’re on the path to financial independence and follow a few bloggers as they save and invest their way to freedom. You no doubt have come across an investment vehicle that just keeps on popping up...
View ArticleProperty vs Shares: The Ultimate Guide
Preface: When I talk about shares in this article, I really mean ETFs. I don’t buy individual shares or day trade. Collingwood vs Carlton Sydney vs Melbourne Magic vs Bird Just some of the...
View ArticleFilling Out A W-8BEN-E Form
*Please consult a professional if you’re confused or not sure about anything when filling out a W-8BEN-E form Do you own a US domiciled ETF or share? I own 2. VTS and VEU. If an investment derives...
View ArticleVanguard Diversified Index ETFs
*Nothing written below is financial advice. Always do your own research when dealing with your finances One ETF to rule them all? The majority of the Australian FIRE community roughly subscribes to one...
View ArticleOur Investing Strategy Explained
If you follow any online FIRE blogger whether it be an Aussie or international, you might start to see a pattern that emerges more often than not. The majority of these early retirees are living off an...
View ArticleSavings Review 17/18
Since we do all of our accounting at the end of the financial year it only makes sense to see how we did in terms of savings in July. You can check out last years review here, but to sum up 16/17, we...
View ArticleETFs vs LICs and Strategy 3 Revisited
Okay, so if you’ve been following me for any length of time you probably know that I’m a big fan of ETFs. You know, those little exchange-traded funds that grant instant diversification with...
View ArticleInvestment Property 1 Has Been Sold
The first of our investment properties (IP) has officially been sold 🎉👏 This is part of our strategy for creating a passive income to fund our lifestyle in retirement. The investment properties had a...
View ArticleThe Curious Case of Franking Credits and The FIRE Community
Something bizarre is happening and I have no idea why. It’s to do with the Franking Credit changes that Labor are proposing to make if they win in this upcoming election. This article is not going to...
View ArticleElection Results & Strategy… 2.5?
In case ya missed it, earlier this year I published what turned out to be my most controversial article of all time (and it’s not even close). The Curious Case of Franking Credits and the...
View ArticleSavings/Income Review 18/19
This years review was a lot more complicated to calculate because we earned and spent money in two different countries which meant keeping track in two different systems. The tax was a bit tricky too...
View ArticleAustralia FIRE Survey Results 2020
Welcome to the very first Aussie FIRE Survey results! Firstly, I know that half you guys read this blog on your phone but if you can, please come back to this post on a desktop or something with a...
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